cVerify

cVerified

Payroll Verification / Response Codes

Verification & acceptance Code

1111 Pass AV	Account Verified: The checking account was found to be an open and valid account.
2222 Pass NND	No Negative Data: No negative information was found on the checking account

** Please Note – These 2 items (Pass AV and Pass NND) should be viewed as okay for acceptance.

0000 Pass

The check has passed all “pre-verification” tests (i.e. Valid Routing Number, Valid Account number) However this code is not a verification of good funds. It represents a number of Non-Negative factors and at this time the system can not verify this account. .

Error & Negative Codes:

GB01	Invalid Routing Number	The status of the Routing Number was found to be invalid.
GB02	Invalid Account Number	The status of the account was found to be invalid.
GB03	Invalid Check Number	The Check Number supplied did not match the format

GN01	Decline – Neg Data	Negative information was found.
GN02	Decline – Stolen/Forged/Fraud	Someone has reported that checks with this account have been stolen or forged.
GN03	Decline – Store Stop	The merchant has requested that all checks with this account be stopped
GN04	Decline – Customer Stop	The account owner has requested that transactions on this account be stopped. This is likely because checks have been lost.
GN05	Decline – Account Closed	Bank Stop

GP01	Variable Negative Data	Multiple Negative data Check Reject reasons

GS01	Account Blocked	Information was found in the Giact Negative Database.
GS02	Fraud Alert	Someone has reported that this checking account may have been stolen or orged.
GS03	Account Closed	The issuing bank has reported that this checking account is closed.
GS04	ACH Only	This is a prepaid debit account only.
GS05	Duplicate CK #	This account already has processed a check number that matches.

GW01	Account Closed	The account is closed, purged, currently pending closure, or for any reason the account is no longer active.
GW02	Stop Payment	A stop payment has been issued for this individual check or this is a check within a range of checks that have been issued a stop payment.
GW03	Declined	The check was declined. (e.g. post no debits, NSF)
GW04	Non DDA Account	The account is a Non Demand Deposit Account. (e.g. credit card check, line of credit check, home equity, brokerage check, non participant, non DDA)
GW05	Fraud	Someone has reported that checks with this account have been stolen or forged.
GW06	Account Not Located	The routing number matches a bank that has no such account.